Last updated: March, 2025
The website located at www.mamun.biz (the “Site”) is a
copyrighted work owned by Md. Mamun Ar Rashid (the “Owner”) and operated by
Mamun. We provide services via the Site and certain applications (“Apps”) that
inform users about Computer Science, Information Technology, Robotics, Artificial Intelligence, Engineering, Sciences, Mathematics education for Primary and secondary school students as well as associated award programs. Our Apps also suggest some books and resources those may be beneficial for the students, teachers and school comunity. Our Site, the Apps, and all other websites, applications, widgets, e-mail
notifications, and other mediums through which you access this Agreement (via
desktop, mobile, or other application) are collectively referred to as the
“Services.” Services also include co-branded or white-labeled versions of any
of our websites, Apps, and other products.
Our Services are intended to be accessed and used by kids and adults. We do not knowingly collect personally
identifiable information from anyone under the age of 12.
By accessing, downloading, or using the Services, including any co-branded or white-labeled versions of the Services:
(a) you accept these Terms of Use (“Agreement”) and our Privacy Policy;
(b) you acknowledge that this Agreement is supported by reasonable and valuable consideration, including, without limitation, your ability to visit, use, and/or submit information to our Services;
(c) you represent that you have the capacity to be bound by this Agreement, or if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity; and
(d) you represent that you are at least eighteen (12) years old.
To ensure compliance with this Agreement, we may monitor
your access and use of our Services in accordance with our Privacy Policy. If
you do not agree with all the provisions of this Agreement, do not access or
use our Services.
THIS AGREEMENT CONTAINS A BINDING ARBITRATION AGREEMENT,
WHICH PROVIDES THAT YOU AND WE AGREE TO RESOLVE CERTAIN DISPUTES THROUGH
BINDING INDIVIDUAL ARBITRATION AND GIVE UP ANY RIGHT TO HAVE THOSE DISPUTES
DECIDED BY A JUDGE OR A JURY. YOU HAVE THE RIGHT TO OPT OUT OF OUR AGREEMENT TO
ARBITRATE. SEE THE LEGAL DISPUTES SECTION OF THIS AGREEMENT.
Subject to the terms of this Agreement and the Privacy
Policy, we may offer you various Services. Below are terms and conditions
governing these Services.
Use of Our Services Is for Informational Purposes Only.
Service Providers are Solely Responsible for the
Services they Provide You.
You acknowledge and agree that Service Providers are solely
responsible for any services that they may provide to you, and that we are not
liable for any losses, costs, damages or claims in connection with, arising
from, or related to, your use of a Service Provider’s products or services. We
urge you to obtain the advice of financial advisors, insurance agents, brokers
or other qualified professionals who are fully aware of your individual
circumstances before you make any financial decisions.
You hereby release and forever discharge us (and our
officers, employees, agents, successors, and assigns) from, and hereby waive
and relinquish, each and every past, present and future dispute, claim,
controversy, demand, right, obligation, liability, action and cause of action
of every kind and nature (including personal injuries, death, and property
damage), that has arisen or arises directly or indirectly out of, or relates
directly or indirectly to, any interactions with, or act or omission of, Service
Providers and their websites, links, offers, sites, products and services.
Financial Responsibility Disclaimer
Our Services provide general financial information and do
not consider your specific financial situation. You are solely responsible for
your financial decisions. We recommend consulting a qualified financial advisor
before making any decisions.
Mamun.biz may connect users with third-party financial
service providers, but we do not endorse, verify, or guarantee their services,
rates, or terms. Any engagement with these providers is at your own risk, and
their terms and policies apply. We are not a financial institution, credit
issuer, or insurance provider and do not make any financial decisions on your
behalf.
Requests for Information or Offers
Our Services may allow you to request information, quotes,
or offers from third-party service providers ("Requests"). Please
note:
- We do
not guarantee that you will receive offers or matches from service
providers.
- By
submitting a Request, you agree that your information may be used as
outlined in our Privacy Policy, including verification processes such as
credit history checks if applicable.
- You
authorize us and selected service providers to contact you via phone,
email, or other means, even if your number is on a “Do Not Call” list.
- You
are responsible for complying with applicable laws when using any services
obtained through our platform.
Account Setup and Security
Maintaining Accurate Information
To access certain Services, you may need to provide personal
and financial information ("Your Information"). You agree to provide
accurate, up-to-date information and update it as necessary. Misrepresentation
of your identity is strictly prohibited. Our use of Your Information is
governed by our Privacy Policy.
Account Security
If you create a password to access our Services, you are
solely responsible for keeping it secure. We are not liable for any
unauthorized use of your account. Users under 18 are not permitted to access
our Services through your account.
Reporting Security Breaches
If you suspect unauthorized access, a security breach, or
any violation of this Agreement, notify us immediately at SOCIAL@MAMUN.ORG.
Linking Financial Accounts
You may link your financial accounts (e.g., bank accounts)
to our Services. By doing so, you grant us permission to access and use your
financial data per the terms of the linked account provider. You can disconnect
your financial accounts at any time through your account settings.
Fees and Payments
Basic Services Are Free
Our core Services are free to use. However, we may introduce
premium features or services that require payment. If we do, we will clearly
notify you of any associated fees before you use them. We also reserve the
right to modify our pricing structure, add or remove services, or introduce new
fees at any time with prior notice. Your continued use of paid features will
constitute acceptance of the fees.
Your Responsibility for Payments to Service Providers
If you purchase products or services from third-party
providers through our platform, you are solely responsible for all associated
payments. We are not involved in or liable for any financial agreements you
make with these providers. By using their services, you agree that we are not
responsible for any losses, costs, or disputes related to their fees.
Compensation from Service Providers
We may receive compensation from third-party service
providers featured on our Site or Apps. This may include commissions based on
user actions (such as clicking a link or signing up for a service). If you have
any questions about how we earn compensation, feel free to contact us at SOCIAL@MAMUN.BIZ.
User Content
Public Forums and User-Generated Content
Our Services may include blogs, forums, chat rooms, and
other features where users can share information (“User Generated Content”). We
do not endorse, verify, or control any User Generated Content and are not
responsible for its accuracy, legality, or reliability. Users should exercise
caution when engaging with content posted by others. While we do not actively
monitor all posts, we reserve the right to remove or edit any content at our
discretion. If you encounter issues, report them to SOCIAL@MAMUN.BIZ.
Content Submissions and Restrictions
By submitting content to our Services, you grant us a
worldwide, royalty-free license to use, publish, and modify your content. You
may not submit content that:
- Infringes
on copyrights, trademarks, or other intellectual property rights.
- Violates
any laws or regulations.
- Contains
false, misleading, harmful, or offensive material.
- Includes
viruses, malware, or any harmful code.
- Is
spam, mass mailing, or unauthorized commercial advertising.
We reserve the right to remove or refuse content that
violates these terms. You are solely responsible for any content you submit and
its consequences.
Feedback & Intellectual Property Rights
Feedback Submission
By providing feedback or suggestions (“Feedback”) about our
Services, you agree to transfer all rights to us. We may use your Feedback in
any way we see fit. Any Feedback submitted is considered non-confidential and
non-proprietary. Please do not submit ideas or information that you wish to
keep private.
Intellectual Property Rights
Our logos, graphics, and service names are our trademarks
(“Proprietary Marks”), and you may not use them without our written permission.
Third-party trademarks displayed on our Services remain the property of their
respective owners.
All content on our Services, including text, images,
software, and multimedia (“Content”), is protected by copyright and owned or
licensed by us. Unauthorized copying, distribution, or modification of our
Content, software, or trademarks may result in legal consequences. You are
responsible for any damages caused by violating these rights.
Your Access and Use of Our Services
License to Use Our Services
Your right to access and use our services is personal to you and
non-transferable. You are authorized to access and use our services solely for
lawful purposes and in accordance with the terms outlined in this agreement and
our Privacy Policy.
Subject to these terms, we grant you a non-transferable, non-exclusive,
revocable license to:
(a) use the website and services for personal, non-commercial use; and
(b) install and use the apps, in executable object code format only, on your
personal mobile or portable device for personal, non-commercial use.
License to Use Our Content
We grant you a limited license to access, print, download, or otherwise make
personal use of the content and collective works, including:
(i) one machine-readable copy;
(ii) one backup copy; and
(iii) one print copy, for your non-commercial use.
However, you must not delete any proprietary notices or materials related to
the content and collective works. You may not modify, distribute, or use the
content for any commercial purpose or public display. Any attempt to reverse
engineer, disassemble, or transfer the content to another entity is prohibited
without our written consent. As permitted by Bangladesh's copyright laws, no
other use, including redistribution or public transmission, is allowed without
prior approval.
Restrictions on Using Our Services
Any actions that, in our sole discretion, violate the terms of this agreement
or disrupt the use of our services are prohibited. Such actions may result in
the loss of your access to our services.
You are prohibited from:
(z) selling, renting, leasing, transferring, or commercially exploiting the
website, apps, or services;
(y) modifying, disassembling, or reverse-engineering any part of the site,
apps, or services; and
(x) attempting to build a similar or competing service or interfere with the
operation of our services.
Additionally, using hidden text or meta tags with our name or trademarks is
prohibited without prior written permission.
You May Not Interfere with Our Services
You agree not to use any robot, spider, scraper, deep link,
or any similar automated tools, programs, algorithms, or methodologies to
access, acquire, copy, or monitor our services or any part of them, unless
granted prior written permission from us.
Additionally, you agree not to:
(i) take actions that, in our sole discretion, place an unreasonable or
excessively large load on our infrastructure;
(ii) copy, reproduce, modify, create derivative works, distribute, or publicly
display any content (other than your personal information) from our services
without prior written permission from us and any applicable third parties;
(iii) interfere or attempt to interfere with the proper functioning of our
services or activities conducted on our services; or
(iv) bypass any robot exclusion headers or other measures we may use to prevent
or limit access to our services.
However, we grant public search engine operators permission to use spiders to
copy materials from our services solely for the purpose of creating publicly
available search indices, but not for caching or archiving such materials. We
reserve the right to revoke this exception at our discretion, either generally
or in specific cases.
Unless explicitly permitted by this agreement, you shall not collect or harvest
any personally identifiable information, including account names, from our
services.
You shall not use any communication systems provided on our services (such as
forums or email) for commercial or solicitation purposes, nor solicit users for
commercial purposes without our prior written consent.
Interruption of Services
Your access to and use of our services may be interrupted
periodically for reasons such as equipment malfunctions, updates, maintenance,
or repair. We reserve the right to suspend or discontinue the availability of
our services, or any part or feature thereof, at our sole discretion and
without prior notice or liability.
App Platforms
You acknowledge that the availability of our apps depends on
the third-party platform from which you received the app, such as the Apple App
Store ("App Platform"). This agreement is between you and us, not
with the App Platform. We are solely responsible for the app, its content,
maintenance, support services, warranty, and addressing any related claims
(e.g., product liability, legal compliance, or intellectual property
infringement). You agree to pay any fees charged by the App Platform in connection
with the app. Each App Platform may have its own terms and conditions that you
must agree to before downloading the app. You agree to comply with all
applicable agreements, terms of use, and policies of the App Platform. You also
acknowledge that the App Platform (and its subsidiaries) is a third-party
beneficiary of this agreement and has the right to enforce it.